5 Smart Tips for Eating on a Budget

By | March 16th, 2018|Categories: Blog|

It’s already tricky enough to plan meals and shop for groceries when you’re on a tight budget. It’s even harder when you’re trying to practice healthy eating. But don’t you worry as we have prepared these five easy-to-do tips that would help you eat well while keeping you on your budget: Purchase fresh produce when it's [...]

Current Centrelink Wait Times Frustrating Everyone

By | March 5th, 2018|Categories: Blog|

Older Australians are up in arms over the amount of time that they are being made to wait before they’re able to speak with a Centrelink representative. Recent figures show that on average, older adults have to wait an average of 25 minutes before they can get Centrelink on the phone. In addition, over 33 million [...]

5 Things You Should Stop Buying Right Now

By | February 1st, 2018|Categories: Blog|

You may not realise it right away but you aren’t always aware of the value of the things that you are purchasing. However, if you take a step back and take a broader look at your costs, you will come to see that you would do well to cut out a few items and services. You [...]

What to Do About Paying Old Debts

By | February 1st, 2018|Categories: Blog|

If a debt collector comes along, asking you to pay up for a debt that is more than six years old, it’s especially crucial that you know your rights. Consider this: You may not have to pay an old debt if your last payment was more than six years ago. In this situation, the debt may [...]

Ways to Get Things Without Paying For Them

By | February 1st, 2018|Categories: Blog|

Is there something you need for a project or a chore that you don’t have and would like to borrow instead of purchasing? If you find yourself in this sort of dilemma, then Open Shed, a share model established on the philosophy “why buy when you can share?” is the answer. Nearly two years after the [...]

How to Get Out the Debt Cycle

By | February 1st, 2018|Categories: Blog|

Here in Australia, personal debt has reached record levels and people are scrambling to find ways to make their way out of the red. Whether it’s loans or credit cards, a lot of Australians’ shoulders are weary from carrying the heavy burden of compounding debt, and are struggling to keep their heads above water. And you [...]

How Much is Your Car Costing to Run?

By | February 1st, 2018|Categories: Blog|

After your house, your car is usually the second most expensive purchase you’ll ever make in your life. So it is really important that you are well aware of the impact having a vehicle might have on your finances. What are the purchase costs? First off, there are initial costs. These include: •  Car registration •  [...]

Beware of Bad Loan & Debt Providers

By | January 31st, 2018|Categories: Blog|

Barclay Finance, a company that is lending money at high-interest rates, threatened to take hold of a $60,000 car in a controversial dispute over a loan amounting to just $4,500. The Australian Securities and Investments Commission (ASIC) has already received a “fat file” of complaints against Barclay but has not even initiated an investigation. The reason [...]

All Those Loose Coins Can Seriously Add Up

By | January 31st, 2018|Categories: Blog|

These days, coins can’t buy you all that much. Most things are worth more than two dollars, which means we are left with a lot of loose change each and every day. However, it would be foolish of you to devalue spare change. Imagine just how much you would have right now if you kept all [...]

Simple Ways to Keep Summer Energy Bills Down

By | January 31st, 2018|Categories: Blog|

Conserving energy benefits both you and the environment. Start conserving the electricity in your home today and reap the benefits of a better tomorrow and lower energy bill, today. There are many different ways to conserve electricity in your home. We’ve listed down 10 of the easier ones that you can do. 1. Wear the right [...]