2 Tips to Enjoy Christmas and Not the Debt Hangover

By | December 17th, 2018|Categories: Blog|

Christmas is commonly referred to as the silly season. And afterwards when are tummies and full and families happy with their gifts, we might feel silly for having spent so much money celebrating. Each year Australians spend billions of dollars for Christmas and a lot of this is spent on credit cards which start attracting interest when [...]

3 Quicks Ways for a Centrelink Advance Payment

By | October 7th, 2018|Categories: Blog|

If you are needing a Centrelink Advance Payment, here is a simple explanation on how you can apply in three ways. Firstly you will need to see if you are eligible for a Centrelink advance payment. Once that is done and you have a valid reason, you can decide which is the easiest way to apply [...]

Beware of “Free” App Downloads

By | July 17th, 2018|Categories: Blog|

In the age of smartphones that we are in, we’re pretty sure that you have done your fair share of downloading apps, be it free or paid ones. Given a choice, it is likely that you would pick the “free” ones because well, it’s free! However, we’re here to tell you that there is no such [...]

How Down Sizing Helps Retirement

By | July 13th, 2018|Categories: Blog|

The new financial year has come and there are updated superannuation rules that need to be worked on. They can help investors, both young and old, who have a impending capital gains tax bill to shed. The super downsizer lets anyone over the age of 65 to drop up to $300,000 into super. This is a [...]

$5 Note Saving Trick to Help Your Savings

By | July 12th, 2018|Categories: Blog|

If you’re keen on tucking away some money for that rainy day, here’s a tip from super saving woman, Marie Campagna Franklin, the maker of the blog “Save Money Fast With Fives.” And she goes: Never spend a $5 note. And she says never, she means it. Not today, nor tomorrow or ever again. You're going [...]

How to Choose the Best Savings Accounts

By | July 11th, 2018|Categories: Blog|

When it comes to your finances, any decision you make is a crucial one. Choosing a savings account is no different. And so, if you are at that crossroad, torn between a number of different banks, it would be best for you to compare these features: The interest rate, how frequently you receive the interest and [...]

Where’s the Best Place to Get Online Coupons?

By | July 10th, 2018|Categories: Blog|

There are a lot of different ways that you can get your hands on coupons and discounts! Here are the best ones: 1.) Special deal sites There are several sites that offer discounts and coupons that you can just as easily print and use online. One of the more popular ones is Groupon which carries travel, [...]

Australia’s Job Growth is Slowing

By | July 9th, 2018|Categories: Blog|

Job advertisements in Australia have plunged last month, indicating that job availability may slow down in the coming months. The ANZ Bank’s Job Ads Index showed that total advertisements dropped by 1.7% to 175,660 in seasonally adjusted terms, totally reversing a 1.4% increase that was documented in May. It was the fourth decline in the ANZ [...]

You’re Not Alone in Credit Card Debt

By | July 4th, 2018|Categories: Blog|

Did you know that one in six consumers are having a hard time with credit card debt, which eventually might never get paid. According to a report conducted by the Australian Securities and Investments Commission (ASIC), data indicated that 18.5% of consumers were just buried by their credit card debt load with outstanding balances pegged at [...]

How to Save for a Rainy Day

By | July 4th, 2018|Categories: Blog|

Life always has this habit of lofting financial curveballs at Australians that can often place them in dire financial straits. From natural disasters, to unexpected job situations, to deaths in families, there’s always something that needs to be paid with the problem being, Aussies don’t always have resources to pay it with. And we haven’t even [...]