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What to Do About Paying Old Debts

By | February 1st, 2018|Categories: Blog|

If a debt collector comes along, asking you to pay up for a debt that is more than six years old, it’s especially crucial that you know your rights. Consider this: You may not have to pay an old debt if your last payment was more than six years ago. In this situation, the debt may [...]

Ways to Get Things Without Paying For Them

By | February 1st, 2018|Categories: Blog|

Is there something you need for a project or a chore that you don’t have and would like to borrow instead of purchasing? If you find yourself in this sort of dilemma, then Open Shed, a share model established on the philosophy “why buy when you can share?” is the answer. Nearly two years after the [...]

How to Get Out the Debt Cycle

By | February 1st, 2018|Categories: Blog|

Here in Australia, personal debt has reached record levels and people are scrambling to find ways to make their way out of the red. Whether it’s loans or credit cards, a lot of Australians’ shoulders are weary from carrying the heavy burden of compounding debt, and are struggling to keep their heads above water. And you [...]

How Much is Your Car Costing to Run?

By | February 1st, 2018|Categories: Blog|

After your house, your car is usually the second most expensive purchase you’ll ever make in your life. So it is really important that you are well aware of the impact having a vehicle might have on your finances. What are the purchase costs? First off, there are initial costs. These include: •  Car registration •  [...]

Beware of Bad Loan & Debt Providers

By | January 31st, 2018|Categories: Blog|

Barclay Finance, a company that is lending money at high-interest rates, threatened to take hold of a $60,000 car in a controversial dispute over a loan amounting to just $4,500. The Australian Securities and Investments Commission (ASIC) has already received a “fat file” of complaints against Barclay but has not even initiated an investigation. The reason [...]

All Those Loose Coins Can Seriously Add Up

By | January 31st, 2018|Categories: Blog|

These days, coins can’t buy you all that much. Most things are worth more than two dollars, which means we are left with a lot of loose change each and every day. However, it would be foolish of you to devalue spare change. Imagine just how much you would have right now if you kept all [...]

Simple Ways to Keep Summer Energy Bills Down

By | January 31st, 2018|Categories: Blog|

Conserving energy benefits both you and the environment. Start conserving the electricity in your home today and reap the benefits of a better tomorrow and lower energy bill, today. There are many different ways to conserve electricity in your home. We’ve listed down 10 of the easier ones that you can do. 1. Wear the right [...]

3 Simple Ways to Life on a Low Income

By | January 31st, 2018|Categories: Blog|

Have you grown weary of the demands of consumerist culture? Are you ready to live a simpler, less expensive, minimalist life? If you are ready to bring this kind of change to your lifestyle, here are three experiments that you can undertake to start reshaping your life. Read on! The 100 Thing Challenge Can you possibly [...]

Low Income Earners Having to Move Out of Cities

By | January 31st, 2018|Categories: Blog|

Those with low incomes might have to move out of Australia’s cities after the recently-released Rental Affordability Index painted a bleak picture for pensioners, single parents and people on welfare. A single person living on benefits can no longer afford to live in Australian cities. Doing so was described as “untenable.” In a lot of city [...]

Can You Have Too Much Experience on Your Resume?

By | January 30th, 2018|Categories: Blog|

In organising your curriculum vitae (CV), you should always take time to ponder which jobs you should leave in and which don’t have to be there. For one, your potential employer might lose interest in reviewing your resume if it is three pages long and filled with every minute detail of your past life. Let’s just [...]